loss ratio

Cyber Insurance Losses Rise As Prices Keep Falling, NAIC Report Shows

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Cyber Insurance News report on the NAIC cyber insurance market report showing a brass balance scale tipped by a stack of claim files against a small pile of coins

The U.S. cyber insurance market wrote about $9.46 billion in premium in 2025, up 3.5%, state regulators report. Claims rose 20%. The loss ratio climbed to 53 as rates fell for an eighth straight quarter. Losses in the U.S. cyber insurance market are rising while prices keep falling. That is the central finding of an … Read more

Cowbell Launches OMNI With 53% Growth. Loss Ratio Is Too Early To Judge.

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Cowbell’s new framework scores how much autonomy customers hand their AI systems. OMNI’s own settings are undescribed. Cowbell’s underwriters accept their AI’s pricing nine times out of ten. The company launched that AI today. OMNI reads submissions, weighs risk signals, and returns priced non-admitted quotes in minutes. Cowbell reports 53% growth in new business since … Read more

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