The Source for Cyber Insurance News, Insights and Data
The U.S. cyber insurance market wrote about $9.46 billion in premium in 2025, up 3.5%, state regulators report. Claims rose 20%. The loss ratio climbed to 53 as rates fell for an eighth straight quarter. Losses in the U.S. cyber insurance market are rising while prices keep falling. That is the central finding of an … Read more
KYND has launched an AI detection capability aimed at silent AI exposure. It identifies AI technologies across an organization’s external footprint from a single domain, with no input from the business. A cyber proposal form can ask about AI. The answer depends on what the applicant knows and chooses to say. KYND says underwriters now … Read more
Swiss Re Institute read the risk disclosures of 91 Fortune-100 companies. Ninety-eight percent of them name cyber attacks as a risk to their business. No risk in the study appeared more often. With the London School of Economics, it compared filings from 2019 and 2026. Cyber attacks topped the list in 2026, up from 91% … Read more
Since March, this publication has covered at least six proposals to wire continuous monitoring into cyber underwriting. Sophos and Spektrum Labs. Jessica Newman on the podcast. Marsh and Resilience. CyberCube. Silent Push. Black Kite. All vendors pitching to carriers. Mosaic Insurance launched HALO on 17 September. It is a carrier that built the thing itself, … Read more
Mind the AI insurance coverage gaps. A vendor report says carriers are confused about AI. A RAND Corporation report says carriers are diverging, and names the consequences of each path. Sasha Romanosky and Celine Robinson spent the better part of 2026 reading actual SERFF filings, AI incident databases, federal lawsuit records, and enacted state laws. … Read more