Cowbell Launches OMNI With 53% Growth. Loss Ratio Is Too Early To Judge.

Cowbell’s new framework scores how much autonomy customers hand their AI systems. OMNI’s own settings are undescribed. Cowbell’s underwriters accept their AI’s pricing nine times out of ten. The company launched that AI today. OMNI reads submissions, weighs risk signals, and returns priced non-admitted quotes in minutes. Cowbell reports 53% growth in new business since … Read more

Restaurant Cyber Risk: 94% Confident, 76% Breached Anyway, Says VikingCloud

Fast food runs on speed. So, it turns out, do the people robbing it. New VikingCloud research finds attackers now move through quick-service restaurants at drive-thru pace. In the world of restaurant cyber risk, fraudulent refunds, fake invoices, and deepfaked executives all arrive faster than the fries. The report, “Cyber Risk, Supersized,” surveyed security leaders, … Read more

Kovrilo Adds HSB Cyber Cover to Modular UK SME Platform

Kovrilo has added cyber insurance to its modular commercial platform for UK small businesses. The MGA announced the move on 2 July. Specialist engineering and technology insurer HSB, a Munich Re company, underwrites the new cover. The addition comes five months after Kovrilo’s launch. The MISSION-backed MGA went live in February 2026, led by Tim … Read more

Fake Interpol Emails Hit Small Businesses. The Ransomware Is Crude. The Trick Isn’t.

Bitdefender’s Antispam Lab has flagged a ransomware campaign aimed squarely at small businesses. The emails impersonate Interpol. They claim investigators hold evidence of company wrongdoing. The attached “evidence” is malware. The campaign is worth an underwriter’s attention for one reason. The ransomware is basic. The social engineering carrying it is not. How the Scam Works … Read more

Small Business Cyber Insurance Adoption Up 50%, Insureon Data Shows

Cyber insurance is no longer a fringe purchase for small businesses. New data from Insureon shows adoption grew 50% among its customers from 2023 to 2025. Completed policy purchases rose 59% over the same period. Insureon is part of HUB International, the fifth-largest global insurance broker. Its customer base skews small sole proprietors and firms … Read more

×