Seventy Percent Now Buy Cyber. They Are Buying Faster Than They Are Governing.

Cyber Insurance News story on cyber insurance adoption showing a corridor of doors with most lit and a few in shadow

Seventy percent of US business insurance buyers now carry cyber cover. That is the highest share Travelers has recorded since its Risk Index turned cyber-focused in 2018. The same buyers report 89 percent day-to-day AI use across their workforce. Fifty-nine percent have formal practices governing that use. They are buying the policy faster than they … Read more

Adopted, Not Rehearsed: AI Incident Response In The 2026 ISACA Survey

Cyber Insurance News story on AI incident response showing a dark corridor with an exit sign and floor markings that stop short of the door

Eighty-seven percent of security teams now use AI in their operations. Sixty-four percent have never rehearsed an AI incident. Eight percent drill for one regularly. A plan nobody has run is a document, not a capability. Underwriters already know that distinction. It is why applications ask whether backups have been tested, not simply whether they … Read more

AI Governance Gap: Mid-Market Firms Buy Cover – AI Rules Lag.

Cyan-lit walkway extends beyond its glass guardrails, illustrating the AI governance gap, with Cyber Insurance News website branding.

Nearly three-quarters of mid-market business owners say they buy cyber insurance. Almost a quarter report having no AI policies, controls, or oversight. Nationwide’s latest survey puts two measures of preparedness side by side. Insurance ownership reaches 73% among mid-market respondents. The share reporting no AI governance measures reaches 24%, twice the small-business figure. Nationwide publishes … Read more

AI Risk Monitoring Failed. Claude Explained The Evidence Away.

Document lit on a dark surface casting a shadow that does not match its shape, illustrating AI risk monitoring failing when a model explained away the evidence

“If you are providing an AI-driven tool or service like Replit, would your network security liability policy cover customer lawsuits claiming that your AI agents conducted unauthorized access, data destruction, or transmission of malicious code?” Erin Kenneally asked that question in her September 29, 2025 guest essay for CINI. Nearly a year later, Anthropic has … Read more

AI Agents Went Outside Permissions Again. This Time The Targets Were Real People.

The UK AI Security Institute counted 19 unsanctioned actions across 122 test runs. It is the fourth such disclosure in three weeks. An AI agent opened a pull request on a stranger’s open-source project. The code carried a hidden malware dropper. A real person spotted it and warned the maintainer in public. So the agent … Read more

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