RAND Read The Filings. Most Carriers Are Silent On AI Losses, And That Is The Problem.

Wireframe umbrella seen from beneath with one panel missing, illustrating AI insurance coverage gaps where carriers remain silent. With cyber insurance news branding

Mind the AI insurance coverage gaps. A vendor report says carriers are confused about AI. A RAND Corporation report says carriers are diverging, and names the consequences of each path. Sasha Romanosky and Celine Robinson spent the better part of 2026 reading actual SERFF filings, AI incident databases, federal lawsuit records, and enacted state laws. … Read more

AI Security Spending Takes Priority. Most Budgets Stay Flat Or Shrink.

Glowing cyan cube beneath a black ceiling. Headline: “AI Takes Priority. Security Budgets Stay Tight.” Cyber Insurance News branding.

AI security spending has moved to the front of the queue. Most security leaders still face flat or shrinking budgets. IANS and Artico Search found that 69% of surveyed CISOs selected AI among their priorities for additional security funding. Respondents could choose several priorities. AI attracted the most selections. The organizations released their 2026 Security … Read more

AI Governance Gap: Mid-Market Firms Buy Cover – AI Rules Lag.

Cyan-lit walkway extends beyond its glass guardrails, illustrating the AI governance gap, with Cyber Insurance News website branding.

Nearly three-quarters of mid-market business owners say they buy cyber insurance. Almost a quarter report having no AI policies, controls, or oversight. Nationwide’s latest survey puts two measures of preparedness side by side. Insurance ownership reaches 73% among mid-market respondents. The share reporting no AI governance measures reaches 24%, twice the small-business figure. Nationwide publishes … Read more

AI Risk Monitoring Failed. Claude Explained The Evidence Away.

Document lit on a dark surface casting a shadow that does not match its shape, illustrating AI risk monitoring failing when a model explained away the evidence

“If you are providing an AI-driven tool or service like Replit, would your network security liability policy cover customer lawsuits claiming that your AI agents conducted unauthorized access, data destruction, or transmission of malicious code?” Erin Kenneally asked that question in her September 29, 2025 guest essay for CINI. Nearly a year later, Anthropic has … Read more

Insurers Filed Deepfakes Under Cybersecurity. The Risk Walked Into The Claims File.

It is a Tuesday morning in early 2027. At 9:04, a policyholder’s AI agent files a first notice of loss with your carrier. Forty seconds later, your own AI agent has triaged the claim, requested supporting evidence, summarised the file, and drafted a settlement recommendation. Fast. Frictionless. Fully auditable. And nobody has asked the question … Read more

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