NAIC

Cyber Insurance Losses Rise As Prices Keep Falling, NAIC Report Shows

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Cyber Insurance News report on the NAIC cyber insurance market report showing a brass balance scale tipped by a stack of claim files against a small pile of coins

The U.S. cyber insurance market wrote about $9.46 billion in premium in 2025, up 3.5%, state regulators report. Claims rose 20%. The loss ratio climbed to 53 as rates fell for an eighth straight quarter. Losses in the U.S. cyber insurance market are rising while prices keep falling. That is the central finding of an … Read more

RAND Read The Filings. Most Carriers Are Silent On AI Losses, And That Is The Problem.

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Wireframe umbrella seen from beneath with one panel missing, illustrating AI insurance coverage gaps where carriers remain silent. With cyber insurance news branding

Mind the AI insurance coverage gaps. A vendor report says carriers are confused about AI. A RAND Corporation report says carriers are diverging, and names the consequences of each path. Sasha Romanosky and Celine Robinson spent the better part of 2026 reading actual SERFF filings, AI incident databases, federal lawsuit records, and enacted state laws. … Read more

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