SME Cyber Insurance

Most Small Firms Still Don’t Buy Cyber Cover. The Lloyd’s Market Is Writing Them A Simpler Policy.

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Cyber Insurance News story on small business cyber insurance, showing a small storefront at dawn as the owner turns the door sign

Fewer than one in 10 small businesses in the UK and Europe buy cyber insurance, says Munich Re’s Helga Munger. US adoption may run 20% to 30%. Insurers at a Zywave roundtable called that the market’s biggest opening. The Lloyd’s Market Association is about to publish a plain-English policy built to reach them. The Zywave … Read more

Cowbell Wants The Cyber Policy Out Of The Drawer

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Cyber Insurance News story on a cyber insurance AI agent showing a phone on a workshop bench glowing with a ranked list of risk actions

Cowbell has launched Risk Advisor, an AI agent for its policyholders. It turns the data Cowbell collects on each business into a ranked list of actions. Each comes with its evidence. Most cyber policies sit untouched until something goes wrong. Cowbell wants its policyholders to open theirs first. The cyber insurer launched Risk Advisor on … Read more

Munich Re Buys At-Bay For $575 Million

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Munich Re Group will acquire At-Bay, the US cyber insurtech. The price is $575 million. Munich Re announced the deal Wednesday. It should close in the first quarter of 2027, pending regulatory approval. At-Bay will sit inside Hartford Steam Boiler (HSB). HSB is Munich Re’s technology-focused specialty arm. It has backed At-Bay since the company’s … Read more

Crime Is Crime. The Invoice Is Not. New UK Research Puts Cyber Incidents At 28% Of Businesses

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UK business crime and cyber insurance graphic showing a British high street shopfront split between a broken shop window with police tape and a ransomware lock screen, illustrating that only one in ten UK businesses hold a specific cyber insurance policy.

A burglar takes your stock. A hacker takes your Tuesday, your payroll run and your customer list. Both are crime. Both cost money. Only one of them gets insured properly. New research from business lender Capital on Tap surveyed 500 United Kingdom business owners in June 2026. More than one in four, 28%, reported a … Read more

59% Attacked. 10% Insured. BIBA Launches A Directory To Fix That

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The numbers sit side by side like an indictment. Fifty-nine percent of UK businesses experienced a cyber attack in the last twelve months. Only ten percent hold a specific cyber insurance policy. The British Insurance Brokers’ Association has built something to close this cyber insurance protection gap. At its annual conference, BIBA introduced its Accredited … Read more

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