One AI Failure, Four Policies: AXA XL Names The Scenarios

Cyber Insurance News story on AI risk insurance showing one line of light splitting into four separate strands.

A carrier has put the question in writing. AI-related losses “may not fall neatly into one category of risk.” AXA XL and S-RM published Building Resilient AI on 23 September. The report names four loss scenarios that will test that sentence. A deepfake-enabled payment fraud. An AI-related data breach. A defective output causing third-party loss. … Read more

CyberCube Built The AI Coverage Map

No Attacker. No Breach. Still A Loss. The most useful page in CyberCube’s new AI risk report is a blank grid. Exhibit 5 sets six AI event families against eleven policy types: cyber, crime, media, technology errors and omissions, professional indemnity, directors and officers, general liability, property, products liability, auto liability, and standalone AI. Three … Read more

AI Cyber Insurance Coverage Gaps: The Losses Willis Says Your Policy Won’t Pay

Most cyber policies carry no AI exclusion. New Willis claims data shows they still leave some of the likeliest AI losses uncovered. AI-related threats demand a deeper look at what is covered. An attacker poisons your AI model. You spend millions rebuilding it. Then your cyber insurer declines the claim. That gap sits at the … Read more

Cyber Insurance 2025: Coverage Gaps Erode Confidence, But Fixes Are Clear

cyber insurance banner showing a glowing globe wrapped by security and finance icons, illustrating worldwide digital risk coverage.

The Executive Summary of Arctic Wolf’s 2025 Cyber Insurance Outlook begins with an increasingly common yet no less ominous warning: “The risk of cyber attacks is no longer theoretical; it is a daily operational concern.” The Core Problem: Protection Promised, Protection Denied Many buyers expect broad protection. Claims data tells a tighter story. Only 12% … Read more

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