The Cyber Coverage Gap Is Growing. Can a Micro-Captive Close It? – PODCAST

Tax Day usually belongs to the IRS. This year, it belonged to a federal judge instead. Business owners can breathe easier using micro-captive cyber insurance to cover what their policies won’t. But AI is opening new coverage gaps just as fast. Inside the Drake Plastics Ruling On April 15, 2026, the U.S. District Court for … Read more

Black Kite 2026: Europe’s Ransomware Surge Now Runs Through Your Suppliers

On Friday, 19 September 2025, ransomware hit a piece of software most travelers never notice. Collins Aerospace runs MUSE. It is the shared check-in system used across many European airports. Heathrow, Brussels, Berlin, and Dublin lost their automated systems. Staff checked passengers in by hand. At least 217 flights were canceled. None of those airports … Read more

Healthcare Cyber Insurance Risk Climbs as Vendor Breaches Hit 85% of Practices

A new Omega Systems report shows most practices trust vendors they never monitor. For underwriters, the louder medical practice cyber risk alarm is what leaders admit about their own compliance. Most healthcare practices suffered a vendor-driven disruption last year. And on that third-party risk in healthcare. Few are watching the vendors that caused it. A … Read more

Marsh’s New Endorsement Targets Cyber Insurance’s Slowest Payout

A breach can shut a business down for months. Marsh wants insurers paying for that downtime in days, not after the recovery is over. Ransomware does not just lock files. It stops the business. AXA XL’s own claims data found 92% of ransomware incidents caused a business interruption, and the average company needed about two … Read more

Critical National Infrastructure Cyber Insurance: The NCSC Warning

The NCSC now links most attacks on UK critical infrastructure to hostile states. That collides with how cyber policies handle war. A utility goes dark. And the darkness cascades. Investigators trace the intrusion to a hostile state. Then the cyber insurer turns to its war exclusion. That sequence is now the central question for critical … Read more

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