Coalition Enterprise Cyber Insurance Launches With $25 Million Limits And Allianz Capacity

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Coalition has taken its Active Insurance model upmarket. The company announced Active Cyber Insurance for Enterprises on July 15, 2026. The product targets large organizations in the United States. It offers up to $25 million in cyber limits.

The launch is the first visible US product of Coalition’s 10-year global partnership with Allianz Commercial. That deal, announced in May, made Coalition the exclusive cyber partner for one of the world’s largest insurers. Ten weeks later, the enterprise market sees the first result.

Graphic reading Coalition Goes Enterprise with $25M limits over a glowing skyscraper under a shield, illustrating Coalition enterprise cyber insurance.

What Coalition Announced

The company describes the product as a combination of coverage, real-time risk insights, and loss prevention. Allianz capacity sits behind it. AM Best rates Allianz Global Risks US Insurance Company and Fireman’s Fund Indemnity Corporation A+.

“Our enterprise solution reimagines cyber insurance for the complex risks faced by global enterprises,” said Shawn Ram, Coalition’s Chief Revenue Officer. He pointed to AI-driven attack sophistication, expanding third-party dependencies, and tightening global regulation as the pressures enterprises face.

Coalition says the product draws on global honeypots and AI-based internet monitoring. The company claims this telemetry sharpens its risk models as threats evolve. It also promises underwriting built on a unified risk profile for each organization. That replaces static snapshots and third-party risk scores, according to the company.

The Allianz Effect

The capacity question matters most for brokers. Enterprise cyber towers routinely stack limits from many carriers. A $25 million line puts Coalition in contention for lead positions on those placements.

“Coalition can now sit at the primary or lead layer on the biggest towers, so risk managers and boards can place meaningful limits with an insurance provider that actually understands their cyber risk exposure,” Ram said.

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The Allianz relationship has been building toward this for years. Allianz X first invested in Coalition in 2022. The two companies then entered the French market together before May’s global agreement.

A Long March Upmarket

Coalition built its book on small and midsize businesses. Its own research has documented how badly small firms underestimate cyber risk. The enterprise launch completes a deliberate climb up the revenue ladder.

The product build-out tells the same story. Coalition acquired Wirespeed to add automated detection and response. It added Active Privacy Protection for wrongful collection claims. It launched a global deepfake response endorsement as AI impersonation grew. Each addition targets exposures that keep enterprise risk managers awake. Private equity money has backed the expansion throughout.

Coalition says its model is proven at scale. The company reports more than 110,000 policyholders worldwide and over 4,000 claims handled annually. Those figures come from Coalition and reflect a book still weighted toward smaller accounts.

What The Release Doesn’t Say

The announcement leaves practical questions open. Coalition has not published pricing, retention requirements, or appetite guidelines for the enterprise product. The release does not specify whether enterprise placements run admitted or through surplus lines. Brokers will want those details before moving submissions.

The competitive question also remains open. Enterprise cyber is established carrier territory. Incumbents there hold long client relationships and deep claims histories. Coalition is betting that live telemetry beats tenure. The market will decide.

FAQ – Coalition Enterprise Cyber Insurance

How much coverage does Coalition now offer enterprises?

Coalition offers up to $25 million in cyber limits to large businesses in the United States.

What role does Allianz play?

Allianz provides insurance capacity through its 10-year exclusive global cyber partnership with Coalition. AM Best rates the backing Allianz entities A+.

Can Coalition lead large cyber insurance towers?

The company says it can now sit at the primary or lead layer on major enterprise placements.

Is the enterprise product available outside the US?

The announcement covers the United States only. Coalition’s broader Allianz rollout spans multiple countries in phases.

Martin Hinton
Martin Hinton is the Executive Editor and Publisher of Cyber Insurance News and Information. With over three decades of journalism experience across six continents, his work encompasses investigative reporting, documentaries, and coverage of cultural, political, and business news. To learn more about his career, click on his name to visit his LinkedIn page.

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