Cyber Insurance Underwriting

Credential Theft Cyber Insurance: What 2.86 Billion Stolen Credentials Mean For Underwriters

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Attackers are not breaking in anymore. They are logging in. That single sentence, drawn from KELA’s State of Cybercrime 2026 report, reframes every assumption underwriters have made about perimeter controls, MFA attestation, and identity-based risk. KELA’s Cyber Intelligence Center tracked 2.86 billion compromised credentials across the cybercrime ecosystem in 2025. Ransomware victims surged 45% to … Read more

Cyber Risk Underestimation: Why Business Confidence Is Outpacing Cyber Reality

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Hubris has always been one of humanity’s most expensive traits. The generals who assumed the Maginot Line was impenetrable. The bankers who believed the 2008 housing market could only go up. The IT teams who thought air-gapped systems were safe right up until Stuxnet proved otherwise. Overconfidence in the face of complex, shifting threats is … Read more

Manufacturing Cyber Insurance: What Five Years Of Claims Data Tells Underwriters

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The data is clear: ransomware makes up 90% of total losses in Resilience’s manufacturing portfolio over almost five years, but only 12% of claims. This difference between how often attacks happen and how costly they are is the main story for manufacturing cyber insurance in 2026. Today, Resilience released The State of Cybersecurity in Manufacturing, … Read more

Microsegmentation Cyber Insurance Gap: 90% Of Organizations Are Falling Behind

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Almost every security leader wants microsegmentation. Almost none of them have it. That is the central finding of a new Omdia survey commissioned by Elisity, covering 352 US cybersecurity decision makers across healthcare and manufacturing. The numbers describe a market caught between intent and execution, and for underwriters assessing lateral movement controls, the microsegmentation cyber … Read more

The Cyber Insurance Soft Market Is “Finding A Floor” – Will Every Carrier Survive?

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After three years of rate cuts, margins are shrinking in every major market. DUAL’s 2026 report warns that 2026 will be a turning point. The US market is expected to become unprofitable in 2027. Now, discipline is what separates the winners from the losers. A Market At A Turning Point Cyber insurance pricing has dropped … Read more