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Zurich North America Announces Kara Higginbotham as Head of Professional Liability and Cyber for U.S.

Posted on April 23, 2024April 23, 2024 By Martin Hinton

Zurich North America has announced Kara Higginbotham’s appointment as the Head of Professional Liability and Cyber for U.S. National Accounts. Higginbotham will lead a team of underwriters tasked with serving the company’s largest corporate and middle-market clients in the United States.

In her new role, Higginbotham will manage the development and implementation of the underwriting strategy for Zurich’s retail professional liability and cyber insurance offerings. Additionally, she will collaborate with the Excess & Surplus teams and the SpearTip Cyber Risk Management team, which is part of Zurich Resilience Solutions. She will report directly to Brian Zink, Head of Financial Lines for U.S. National Accounts.

Higginbotham brings over 16 years of financial lines underwriting experience to the position. She is equipped with a strong background in technical underwriting and established relationships with customers and brokers. “Kara’s deep understanding of our current portfolio adds to her qualifications for this position,” said Zink.

Kara Higginbotham, Zurich

Prior to her current role, Higginbotham joined Zurich in 2018 as the Head of Corporate Accounts for the Professional Liability and Cyber team. She recently led the segment responsible for security and privacy, miscellaneous professional liability, technology errors and omissions, and employed lawyers’ liability coverages. She will maintain her leadership over the Corporate Accounts team until her replacement is named.

Higginbotham expressed her enthusiasm for her new responsibilities, stating, “In this new role, I look forward to working closely with the management team to continue exploring areas for profitable growth and ways to support our customers’ needs now and in the future.”

Before joining Zurich, Higginbotham held various underwriting positions at another insurance provider and a mortgage due diligence company. She graduated from The University of Texas at Austin with a Bachelor of Business Administration in Finance and is a Registered Professional Liability Underwriter.

Source: Zurich North America names new Head of Professional Liability & Cyber.

Other News: Zurich Unveils AI-Powered Cyber Security Services with CYE: Boost Your Defenses & Enhance Cyber Insurance Coverage(Opens in a new browser tab)

Cyber Insurance People Tags:cyber insurance, cyber liability insurance, Cybersecurity, Kara Higginbotham, Zurich

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Altman warns that while credit monitoring may address financial risk, it fails to protect against deeper psychological and reputational harm. This conversation is a must-hear for educators, parents, and policymakers thinking beyond immediate breach responses.

🔗 Learn more at www.cybcube.com/
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The threat of cybersecurity breaches in 2025 and the long-term damage of a cyberattack. In this episode of the Cyber Insurance News Podcast, Executive Editor Martin Hinton interviews William Altman, Head of Cyber Threat Intelligence at CyberCube. They explore the evolving world of cybersecurity and cyber insurance. The episode dives into why small businesses are highly vulnerable, how AI is both a weapon and a shield in cyber defense and the critical gaps in threat intelligence. They also discuss basic measures even the smallest business can take to protect themselves from a cybersecurity breach. 

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They also explore the security posture of the financial sector, the power of identity and privileged access management, and the real-world impact of software vulnerabilities.

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Cybersecurity strategies for small businesses

The widening cyber insurance protection gap

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Cybersecurity in education and financial sectors

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MFA significantly reduces attack success rates.

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Sensitive student data breaches have lifelong consequences.

AI is making phishing more personalized and efficient.

MSPs can be critical vulnerabilities in your cyber chain.

💡 Essential Cybersecurity Resources for SMBs:

🔗 NIST Cybersecurity Framework

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👉 Subscribe for more expert interviews and visit @cybercube4461 for more insights. 

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00:00 Introduction to Cyber Threat Intelligence
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05:55  The Vulnerability of Small Businesses
08:54 Practical Cybersecurity Measures for Small Businesses
12:04 The Role of Education in Cybersecurity
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27:01 Cybersecurity in the Financial Sector
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