The Source for Cyber Insurance News, Insights and Data
The U.S. cyber insurance market faces a stark new reality. Premiums fell for the first time to $9.14 billion, according to AM Best, just as cyber insurance claims jumped 40%. Cowbell’s 2026 Claims Report, built on 18 months of incident data, maps the forces driving this divergence. This market shift is critical for every CFO … Read more
Cyber insurance requirements are evolving quickly. According to a new report from CyberCube, AI is speeding up attacks in ways that current underwriting models cannot manage. The H1 2026 Global Threat Briefing highlights the size of the challenge for underwriters, brokers, and senior risk managers. The main takeaway is clear: recovery capability is now more … Read more
When a cyberattack hits a small business, it does not come with dramatic music or flashing lights. It often arrives as a normal email, a text that feels urgent, or a request that seems trustworthy. And that’s why this podcast episode is helpful. It avoids jargon and focuses on what matters. The threat is real. … Read more
Cyber insurance is becoming a key part of corporate risk management as cyber losses rise, threats spread more quickly, and many companies are still unprepared. This is the main message from Strengthening Cyber Resilience Through Insurance, a new report from the Geneva Association. According to the report, the median annual loss from a cybersecurity breach … Read more
The jump-out fact in most reporting is clear. Cyber claim frequency stabilized, but severity rose. That pattern hit large U.S. companies hardest. Chubb’s report shows average large-account claim severity in the U.S. rose to $4.43 million in 2025, up from $2.22 million in 2024. That’s about a 100% year-over-year jump. Middle-market severity also stayed elevated, … Read more