captive insurance

When Cyber Insurance Lets You Down, 831(b) Offers A Plan B – NEW PODCAST

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You buy insurance for the ugly days. Then the ugly day arrives. Your claim meets an exclusion. Your “business interruption” clock runs out. Or a missed control turns into a denial. That gap is widening in cyber insurance as questionnaires grow longer and policies tighten. In the latest Cyber Insurance News & Information podcast, Executive … Read more

Cybersecurity Insurance Coverage Sees Historic 2.3% Premium Drop in 2024

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First-Ever In a first-ever, premiums for cybersecurity insurance coverage in the U.S. fell 2.3% in 2024, according to AM Best’s latest report. This marks the first recorded decline since 2015, with total direct premiums written now below $7.1 billion. The loss ratio remained below 50%, suggesting that cyber insurance continues to yield profits. The AM … Read more

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