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Zurich Select Plus Launches Through Cowbell
Cowbell, a cyber insurance provider for SMEs, has extended its collaboration with Zurich North America. This expansion introduces Zurich Select Plus, a suite offering Directors & Officers (D&O), Employment Practices Liability (EPL), Crime, and Fiduciary coverage. These lines are now available to U.S. small and mid-sized businesses through wholesale distributors.
From Cyber to Comprehensive SME Protection
Cowbell built its foundation on cyber and Tech E&O insurance. With Zurich Select Plus, the company broadens its platform to include management liability coverages. These offerings are co-branded and modular, allowing tailored solutions for the SME segment.
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Agentic Email Automation Boosts Submission Speed
Submissions now flow through Cowbell’s upgraded digital infrastructure. Their proprietary email automation platform, driven by LLM agents, extracts and validates data from attachments, emails, and images. This reduces turnaround time and streamlines broker workflows.
API Integration Enhances Distribution
Alongside email automation, Cowbell’s fully integrated API supports real-time quoting. Brokers can access bindable quotes within seconds of submitting the required data, improving responsiveness and scalability across distribution channels.
Executive Insights on the Expansion
“We’re advancing our mission to offer comprehensive, tech-forward insurance globally,” said Jack Kudale, Cowbell Founder and CEO. “Cyber remains complex. Our partnership with Zurich brings innovation across multiple lines.”
Kristof Terryn, CEO of Zurich North America, added, “This alliance reflects our shared focus on speed and transformation. Cowbell’s platform turns underwriting inputs into quotes within seconds.”
Strategic Growth in the U.S. and UK
This move follows Cowbell’s launch of professional indemnity for tech firms in the UK. Together, these efforts demonstrate Cowbell’s pivot from a cyber-focused provider to a broader management liability insurer.
Access Through Select Brokers
Cowbell’s cyber, Tech E&O, and management liability programs are available via select U.S. agents and brokers. Wholesale distributors can now leverage these products to serve SME clients more efficiently.
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