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Eighty-seven percent of security teams now use AI in their operations. Sixty-four percent have never rehearsed an AI incident. Eight percent drill for one regularly. A plan nobody has run is a document, not a capability. Underwriters already know that distinction. It is why applications ask whether backups have been tested, not simply whether they … Read more
ENISA published its 2026 Threat Landscape on 22 September. The press release leads with ransomware, geopolitics, and hacktivist DDoS campaigns against essential entities. Page 13 of the report says something else. ENISA reports that operators in high-criticality NIS sectors describe DDoS as “noise.” Anyone underwriting European cyber risk should start there. What The ENISA Threat … Read more
Photos, MRIs, X-rays, contracts. Every business decision now rests on digital records, and anyone can alter them in seconds. DigiCert’s Mike Nelson explains how provenance technology tracks where a file came from and every change made to it. The liability for what it can’t yet show is still unassigned. A record is only as good … Read more
McKinsey rates cybersecurity as critical for claims frequency and severity in commercial property and casualty lines. Only two other industries earn that rating in the same grid. They are cloud services and semiconductors. For a cyber underwriter, those are not three industries. They are one accumulation event with three names. The rating appears in “The … Read more
Jaguar Land Rover shut down its own global IT systems on 2 September 2025. Production stopped at three UK plants building roughly 1,000 vehicles a day, and stayed stopped for more than five weeks. The UK’s Cyber Monitoring Centre rated it a Category 3 systemic event, put the financial impact at £1.9bn ($2.5bn), and counted … Read more