“…enterprises can control the costs by being more intelligent about risk selection regarding the products and technologies in their environment. Coalition rates are based on certain technologies, which means it’s not a flat rate increase for every renewal, according to (head of product at cyber insurance provider Coalition Payal) Chakravarty. Renewal rates are determined by a technology-based rating and user behavior, including how they responded to Coalition alerts and whether they fixed the issues.
For example, Chakravarty said the presence of SonicWall products in a customer’s network can lead to higher premiums because of the number of vulnerabilities and even zero-day flaws that have been exploited by threat actors recently.”
Source: For cyber insurance, some technology leads to higher premiums