[paywall may apply] AIG, Berkley One, Chubb, Cincinnati Insurance Cos., PURE Insurance and State Farm offer personal cyber insurance add-ons to homeowners/renters insurance. Stand-alone policies are also available from various carriers.
“Costs can vary widely depending on the carrier, policy limits selected and what cyber events are covered by the policy. In many cases, as a rider on their annual homeowner’s or rental insurance, consumers might expect to pay anywhere from an additional $20 to $300 a year, says Chris Cline, executive director of the Agents Council for Technology at the Independent Insurance Agents and Brokers of America trade association. In many cases, how much can be recovered can range from $10,000 to $100,000, and may be higher for affluent households, he says. Consumers could spend upward of $1,000 in annual premiums for higher limits and coverage levels, Mr. Cline says.”
Source: What Is Personal Cyber Insurance—and Should You Buy It?